One aspect of the Treasury Department’s motivating tactics to get mortgage servicers to move more quickly on loan modifications is called “Name and Shame”, an exercise where lenders’ and servicers’ data on loan modifications are made public. Current estimates are that 2.7 million U.S. homeowners are at least two months behind on their mortgage payments but that only 230,000 had been offered trial modification under the guidelines of the administration’s Making Home Affordable plan through June.